Most leadership teams find out what their coverage actually says on claim day. RiskMind reads every page of every policy you carry, names each gap in plain English with the policy page that proves it, then puts your program in front of 150+ carriers that compete for it. Every gap cited to the page. Ryan Gaston, a licensed Risk Strategist, answers for every placement personally. Built for businesses with real programs to protect: multi-line coverage and a renewal worth competing for.
This is RiskMind's intake. A few quick answers and you will see where your coverage stands. Ryan reads every submission personally. What does your business do?
A finance leader asks what happens to the board in a $10M lawsuit. We read the policy, name the layer that breaks, price the fix, and surface the carriers with appetite. ARIA, our reading engine, makes sure no page gets skipped. Cited to the policy page, in under a minute. A licensed Risk Strategist signs off before anything binds. ARIA never places coverage alone.
Illustrative scenario · Analytical insights, not coverage advice. Your advisor signs every bind.
Every policy read page by page. A dashboard your CFO can open any day of the year. Your renewal marketed in the open, where you can watch the carriers respond. Yours from the day the first coverage binds.
Your ransomware coverage voids on a sanctioned-actor attribution. Estimated uncovered exposure: $5M.
Five steps. No email required to see the first three. No sales call until you ask for one. Every step has a clear time cost, a specific output, and a single person accountable for what happens next. Ryan Gaston signs every placement.
Five fields: company name, industry, annual revenue, employee count, and the coverage you're most worried about. No email required. No account created. Sixty seconds, start to finish.
In sixty seconds: the three gaps that hit companies like yours most often, and the premium range your peers actually pay. All before you have handed over a single piece of information.
If that read caught your attention, upload your dec page, ACORD application, or full policy PDF. Every line gets read, and every illustrative number is replaced with findings cited to your specific policy pages. Typically in under ten minutes.
Your assigned Risk Strategist, Ryan Gaston, personally reviews ARIA's findings. He confirms the gaps, prioritizes the ones worth acting on, and flags anything that needs a conversation before market. You hear from him inside four business hours.
One submission routes to the 4–7 carriers most likely to compete for your business. You watch the live pipeline. Who has your file, who's indicated, who's quoted, who declined and why. Ryan negotiates the terms and signs the bind. You never sign coverage you didn't approve.
ARIA matches your industry, revenue band, and coverage mix against every carrier in the network and surfaces the four to seven most likely to compete. Below, a sample of that appetite by coverage.
A five-line package and a layered global tower break in different places, so the read goes where your program leads. Three tiers, three coverage architectures, three sets of carriers brought to the table. Commercial property and casualty only. Every policy signed off by a licensed Risk Strategist before it binds.
General liability, property, auto, workers comp, an umbrella over the top. Fleets on the road, leases and contracts that each ask for their own certificate. The point in a company's arc where the whole carrier market shopping every renewal starts to matter. Has anyone read your package end to end this year?
GL. Property. Auto. Umbrella. WC.
Excess layers stacking above primary, a board that asks pointed questions about D&O, lenders and landlords with insurance language of their own. The renewals where one missed endorsement costs real money. Does your current agent read every contract against the coverage you actually carry?
Side-A DIC. Reps & Warranties. D&O excess. Crime.
Layered towers with quota shares, captive structures, parametric layers, global operations under regulatory scrutiny. Claims advocates embedded with your finance team. The advisor relationship sits at the level of your audit firm and outside counsel. Is yours there today?
Captives. Parametric. Side-A. Global coverage.
A renewal quote that lands two weeks before expiration is not a strategy, it is a deadline. One agent of record signature moves your account today, and from then on your expiration date runs this calendar. Read each step and ask whether it happened on your last renewal.
The agent of record letter moves your existing policies to RiskMind. Same carriers, same coverage, same premiums. From that day forward, your expiration date runs this calendar, this year and every year after.
If the move takes five minutes and changes nothing about your policies, what is keeping you where you are?
Three anonymized client stories ARIA flagged at renewal, before the claim landed. Each one shows the gap ARIA found, the fix ARIA placed, and the dollar amount the coverage paid when it got tested. Real dollars, not marketing adjectives.
Ransomware attack with sanctioned-actor attribution hit a customer-data vendor. Original cyber tower capped at $10M with a war exclusion. We found the gap during the 120-day renewal review, bound a $50M tower with affirmative carve-back, and the attack landed 4 months later. Fully covered.
$40M excess cyber tower + state-sponsored carve-back. $310K annual premium.
Contamination event across three production lots triggered a national recall. Original CGL excluded recall expense entirely. We had moved them to dedicated recall coverage 8 months prior. Retrieval, destruction, replacement, and brand rehabilitation all paid.
Stand-alone product recall policy. $185K annual premium.
Whistleblower triggered SEC enforcement. Standard E&O capped regulatory defense at $2M. Exhausted in 11 weeks. We had restructured the coverage to uncapped regulatory defense at renewal. The 18-month investigation closed with civil penalty only. Firm retained 100% of AUM.
Restructured to uncapped regulatory defense. $140K incremental premium.
Nothing leaves your browser. No score, no email, no follow-up. Just the commitments your current coverage should already be meeting.
A few details about your business and a private, encrypted vault opens. Every page you send gets read, and Ryan markets your account across 150+ carriers. Prefer to explore or talk first? Both doors are below.
Nothing binds until a licensed Risk Strategist signs the placement
ARIA · live across every page
