Start your submission

Two steps to a competitive program. Sixty seconds to start.

First, a few quick details about your business — enough for us to start shopping carriers. Then drop your documents into a private, encrypted vault built for your company alone, never comingled. The moment you hit continue, Ryan and ARIA are on it.

What I need to get started

Current declarations pages
For each policy in force — GL, Workers' Comp, Auto, Excess / Umbrella, EPLI, Inland Marine.
Loss runs, past 5 years
Your current carrier or agent can pull these in a few minutes.
Payroll by job type
Plus employee count by state.
Vehicle & driver list
Year, make, model, VIN for vehicles; names for drivers.
Equipment schedule (Inland Marine)
Description, value, and location for each item.

A few questions underwriters will ask

Bullet points are perfect — no essays needed. Jot answers in a note and drop it in with your documents, or just reply to Ryan's email.

What exactly does the business do, and at what locations / states?
Annual revenue — and a rough projection for the coming year?
Total employee count and total payroll?
Do you use subcontractors? If so, do you collect certificates of insurance from them?
Any large or recurring claims in the past 5 years — and what's been done to prevent repeats?

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