Specialized exclusively in commercial property & casualty insurance. Trained on every policy form, every endorsement, every state-filed exclusion, and what companies your size in your industry actually carry. ARIA names the gap, cites the page that proves it, and ranks the carriers most likely to compete for your business. A licensed Risk Strategist signs off before any policy binds.
Four beats. The full scope of an AI Risk Intelligence Advisor specialized in commercial property & casualty. Nothing more, nothing less. And the regulatory line that keeps the recommendations honest.
An AI Risk Intelligence Advisor specialized in commercial property & casualty insurance. Not a chatbot. Not a quote engine. An advisor. With judgment, citations, and a fixed scope. Read by an instrument that was built for one job.
The full body of US commercial insurance: every policy form and endorsement, every state-filed exclusion, every major carrier's appetite, the price your peers in your industry and revenue band actually paid, the claims those policies actually answered, and the placement history of mid-market and large-enterprise companies going back decades.
Reads your current policies line by line. Names every gap, every sub-limit, every retroactive date, every exclusion that would actually matter when a claim hits. Cited to the page that proves it. Compares your limits to what companies your size actually carry. Surfaces the 4–7 carriers most likely to compete for your business. Hands you a one-page brief your CFO or General Counsel can act on inside an hour.
Bind coverage. Give legal advice. Replace your Risk Strategist. A licensed human reviews and signs off before any policy moves. ARIA never places coverage alone. That is a regulatory line we do not cross.
Each example shows ARIA reading a real company's insurance, naming the structural gap, citing the policy page that proves it, and showing exactly what would have happened if the worst case hit.
ARIA provides analytical insights, not legal or coverage advice. Final recommendations are made by licensed Risk Advisors.
Every form. Every exclusion. Every endorsement. ARIA translates the legal language into the answer you actually need. What this covers, what it doesn't, and which page proves it.
ARIA compares your current coverage against what similar companies in your industry and revenue band actually carry. Every gap surfaces with the policy page number that proves it.
A 0–100 score per coverage, with the math shown. You see at a glance where your insurance is protecting you and where it's exposing you. No jargon. No surprises at renewal.
What companies at your scale, in your industry, actually pay. What limits they actually carry. Your position is marked against the 25th, 50th, and 75th percentiles. Anonymous data only.
What happens if your largest customer sues for $10M? If ransomware takes you offline for a week? ARIA walks the math. Which policies respond, in what order, and what your insurance pays vs. what hits your balance sheet.
For any claim scenario, ARIA shows which policies respond, in what order, the dollar amount your insurer pays, and the dollar amount that lands on the balance sheet.
Upload a vendor agreement, customer MSA, lease, or loan covenant. ARIA reads the insurance requirements clause and tells you whether your current coverage meets every one, or what's missing.
120 days before every renewal, ARIA re-reads your insurance, flags new exposures, and routes a fresh submission to the carriers most likely to compete. You never hit a 30-day scramble.
ARIA's analysis is exactly that. Analysis. It names what your insurance covers, cites every gap to the policy page, ranks the carriers most likely to compete for your business, and hands you a one-page brief your CFO or General Counsel can act on. A licensed Risk Strategist reviews every recommendation and personally signs every placement. ARIA never places coverage alone. That's the regulatory line we won't cross.
Governed by the NAIC Model Bulletin on AI and applicable state regulations. Read the full disclosure →
Reads policies line-by-line, surfaces gaps cited to the page, benchmarks peers, routes to carriers in appetite, drafts placement briefs.
Bind coverage. Give legal advice. Sign a placement without a licensed Risk Strategist reviewing first.
Reviews every ARIA recommendation. Negotiates terms with the underwriter. Signs every placement. Stands behind every policy bound.
You've seen how ARIA reads. Now point it at your own coverage. The first gap usually surfaces within twelve seconds of reading the dec page.
Five fields. ARIA returns a first read on your coverage before you've shared a contact detail.
A licensed Risk Strategist on the call. The same first read, walked through by the human who will sign every bind.
Nothing binds until a licensed Risk Strategist signs the placement
ARIA · live across every page