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Technology companies sit at the intersection of every modern risk class: cyber, professional liability, intellectual property, executive exposure, and employment. ARIA was trained on this profile first because it’s the profile where the most expensive gaps hide.
Drawn from analysis of mid-market accounts in this class. The structural ones, what's missing from the coverage rather than what it costs, are the ones that end up on a balance sheet.
The lines ARIA recommends for a well-structured coverage stack in this industry, in the order they typically attach.
An institutional investor brings a derivative suit alleging the board approved an acquisition without sufficient diligence. The company cannot indemnify (derivative posture). Defense and indemnity flow.
A typical $5M Side-B/C tower with no Side-A DIC exhausts at $5M paid. The remaining $5M of exposure falls to the directors personally and to the company directly. Two directors resign rather than continue without coverage.
RiskMind's structure layers $5M Side-A DIC above the $5M primary. The DIC layer responds when the primary Sides B/C don't (insolvency, indemnity refusal, derivative posture). Indicative incremental annual premium for the DIC: $14K–$22K. The board stays intact, the claim resolves, the company moves on.
Annual premium distribution across the full coverage stack for a comparable business in your industry. ARIA refines your exact position once it reads your declarations page.
Illustrative dataset · n=84 mid-market placements in this class
ARIA pre-loads your saas & technology exposure profile the moment you click. Peer benchmarks, top risks, and the carriers in appetite at your scale.
Nothing binds until a licensed Risk Strategist signs the placement
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