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Technology companies sit at the intersection of every modern risk class: cyber, professional liability, intellectual property, executive exposure, and employment. ARIA was trained on this profile first because it’s the profile where the most expensive gaps hide.
Drawn from analysis of mid-market accounts in this class. The structural ones, what's missing from the coverage rather than what it costs, are the ones that end up on a balance sheet.
The lines ARIA recommends for a well-structured coverage stack in this industry, in the order they typically attach.
ARIA can now evaluate the controls, dependencies, and operating risks that shape how your business responds before, during, and after a loss. About 3 minutes. A Business Preparedness Score, public website security signals, and the three actions that matter first.
An institutional investor brings a derivative suit alleging the board approved an acquisition without sufficient diligence. The company cannot indemnify (derivative posture). Defense and indemnity flow.
A typical $5M Side-B/C tower with no Side-A DIC exhausts at $5M paid. The remaining $5M of exposure falls to the directors personally and to the company directly. Two directors resign rather than continue without coverage.
RiskMind's structure layers $5M Side-A DIC above the $5M primary. The DIC layer responds when the primary Sides B/C don't (insolvency, indemnity refusal, derivative posture). Indicative incremental annual premium for the DIC: $14K–$22K. The board stays intact, the claim resolves, the company moves on.
Annual premium distribution across the full coverage stack for a comparable business in your industry. ARIA refines your exact position once it reads your declarations page.
Illustrative dataset · n=84 mid-market placements in this class
ARIA pre-loads your saas & technology exposure profile the moment you click. Peer benchmarks, top risks, and the carriers in appetite at your scale.
Nothing binds until a licensed Risk Strategist signs the placement
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